By  Ralph Nyadzi Are you part of the ever-increasing number of millions around the globe who are looking for ways to get out of debt or to avoid accumulating more debt? The following are potent measures you can use to say a final bye-bye to crippling personal debt. 1. Get realistic ab…

When a person thinks and lives their life with the intent of being a slave or working for someone throughout their entire life and never being free from that is slave mentality. Most of us were subconsciously trained and taught to think this way because of the actions of our ancestors. A…

"Never spend your money before you have it" Thomas Jefferson From the moment you wake up to when you go to sleep, you make constant choices. Should I eat the salad instead of the burger? Should I go jogging after work? And much much more. Over time we form habits, good and b…